Can I use Garmin Pay internationally with the Lily 2

Garmin Pay Availability

1. Model Differences: The Garmin Lily 2 Classic includes Garmin Pay, while the standard Lily 2 does not support this feature[1][2]. If you're considering using Garmin Pay, ensure you have the Classic version.

2. International Usability: Although Garmin Pay is designed for international use, it is primarily effective in countries where major banks support it. In the United States, many prominent banks participate, allowing for seamless transactions[1][4]. However, in other regions such as the UK, Canada, and Mexico, the lack of participating banks can render Garmin Pay nearly unusable. For example, popular Canadian banks like RBC and TD do not support Garmin Pay[1][5].

3. Participating Banks: To utilize Garmin Pay internationally, you must have a card from a participating financial institution. Garmin maintains a list of supported banks which varies by country. It's advisable to check this list to confirm whether your bank is included before relying on this feature abroad[5][6].

4. Setting Up: If your bank supports Garmin Pay, you can set up your wallet through the Garmin Connect app by adding compatible cards. This setup allows you to make payments at participating locations worldwide[4][7].

In summary, while you can use Garmin Pay with the Lily 2 Classic internationally, its effectiveness will largely depend on the availability of participating banks in your country or region. Always verify your bank's compatibility with Garmin Pay to avoid any inconvenience while traveling.

Citations:
[1] https://www.abbybreviewing.com/article/garmin-lily-2-review
[2] https://www.prnewswire.com/news-releases/garmin-brings-big-updates-to-its-small-stylish-lily-2-smartwatch-series-302027001.html
[3] https://www.prnewswire.com/news-releases/garmin-unveils-lily-2-active--small-stylish-smartwatches-with-built-in-gps-302265158.html
[4] https://www8.garmin.com/manuals/webhelp/GUID-C2B794A7-F2FB-456B-B090-69C0111C43CB/EN-US/GUID-109340CD-8504-4FA8-9E70-83A071C6CC86.html
[5] https://www.garmin.com/en-US/garminpay/banks/
[6] https://www.garmin.com.sg/products/wearables/lily2-lilac/
[7] https://www.garmin.com/en-US/garmin-pay/
[8] https://www.garmin.ae/p/4585503545/lily-2-010-02839-00/

Which countries support Garmin Pay on the Lily 2

Garmin Pay is supported in various countries, but its availability can differ based on the banks that participate in the program. Here’s an overview of countries where Garmin Pay is generally supported:

Countries Supporting Garmin Pay

- United States: A wide range of major banks support Garmin Pay, making it highly functional for users.
- Canada: Limited support; many major banks do not participate, which can restrict usability.
- United Kingdom: Similar to Canada, support is limited, and many prominent banks do not offer compatibility with Garmin Pay.
- Australia: Generally well-supported, allowing users to make payments at various retailers.
- China: Supported through UnionPay, particularly in urban transit systems like metro services.
- Other Regions: Countries like Germany, France, and some Nordic countries may have varying levels of support based on local banks.

Key Considerations

- Bank Participation: The effectiveness of Garmin Pay in any country largely depends on whether your bank supports it. Users should check with their banks or Garmin's official list of participating institutions to confirm compatibility.
- Retailer Acceptance: Even in supported countries, the acceptance of Garmin Pay at retail locations can vary. Generally, if a terminal accepts NFC payments (like Apple Pay), it will likely accept Garmin Pay as well[1][3].

In summary, while Garmin Pay is available in many countries, its usability can be significantly impacted by local banking partnerships and retailer acceptance.