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Can I use the NFC payment feature on the Huawei Watch Ultimate with any bank card


The Huawei Watch Ultimate, specifically the Ultimate Green Edition, is one of the models that will soon support NFC payments. However, this feature is not available with just any bank card. Instead, it works through the Quicko Wallet app, which requires you to create a virtual prepaid Mastercard. This virtual card can be topped up using your existing credit card, but it does not directly support adding your existing bank cards for NFC payments.

Here's how the process works:

1. Quicko Wallet Setup: You need to download and set up the Quicko Wallet app on your Huawei smartwatch. This app is currently available in Poland and is being rolled out to other regions.

2. Virtual Prepaid Mastercard: To use NFC payments, you must create a virtual prepaid Mastercard within the Quicko Wallet app. This virtual card is what you'll use for contactless payments.

3. Topping Up the Virtual Card: You can top up your virtual Mastercard using your existing credit card. However, there might be fees associated with topping up, depending on the method used.

4. Payment Restrictions: For now, this feature is primarily available for Android users in certain regions, with iOS support expected in the first half of 2025. There are also potential fees for foreign currency transactions, which are set at 1%—lower than many standard rates but still applicable.

In summary, while you can't directly use any bank card for NFC payments on the Huawei Watch Ultimate, you can use a virtual prepaid Mastercard through the Quicko Wallet app. This setup requires creating a new virtual card and topping it up with your existing credit card.

Citations:
[1] https://www.galaxus.at/en/page/huawei-smartwatches-will-soon-be-able-to-pay-wirelessly-via-nfc-35073
[2] https://consumer.huawei.com/en/support/content/en-us00694275/
[3] https://consumer.huawei.com/my/mobileservices/huawei-pay/
[4] https://gagadget.com/en/515257-huawei-launches-nfc-payments-for-gt-5-gt-5-pro-and-ultimate-green-edition-watches/
[5] https://consumer.huawei.com/en/support/content/en-us00694301/
[6] https://www.youtube.com/watch?v=RHP0DvAaHL0
[7] https://www.notebookcheck.net/Huawei-announces-NFC-payment-update-for-new-smartwatches.898257.0.html
[8] https://consumer.huawei.com/en/mobileservices/wallet/bankcard/
[9] https://www.youtube.com/watch?v=yQYJFtMfDuI
[10] https://consumer.huawei.com/en/support/content/en-us00409935/