The flexibility of SquareTrade's coverage compared to AppleCare+ is a key consideration when weighing the higher upfront cost:
SquareTrade Flexibility
- SquareTrade covers up to 4 incidents of accidental damage per plan term, regardless of the plan length[3]- This provides more flexibility than AppleCare+'s 2-incident limit per 12-month period
- SquareTrade allows you to get repairs done at any store of your choice, not just Apple authorized providers[4]
- You can file claims online anytime and get instant approval in most cases[4]
AppleCare+ Cost Advantages
- AppleCare+ has a lower upfront cost of $99 for 2 years, compared to SquareTrade's $124 for 2 years or $129 for 3 years[3]- The $29 screen repair deductible under AppleCare+ is significantly lower than SquareTrade's $50 deductible[3]
- AppleCare+ provides priority technical support and expedited service through Apple's repair channels[4]
Conclusion
For those who are prone to accidents and want maximum flexibility in their coverage, SquareTrade's higher incident limits and repair options may be worth the higher upfront cost. However, if you only expect to file a claim once or twice, AppleCare+'s lower deductibles and upfront cost could be more cost-effective overall. Carefully consider your usage and accident history to determine which plan best fits your needs and budget.Citations:
[1] https://www.squaretrade.com.au
[2] https://www.squaretrade.eu/about-us/
[3] https://www.appledystopia.com/reviews/applecare-vs-squaretrade-page-1/
[4] https://www.squaretrade.eu/our-capabilities/
[5] https://www.codeandtheory.com/things-we-make/square-trade