To add your credit card for NFC payments on the Huawei Watch Ultimate, you will need to follow a specific process due to the current limitations and requirements. Here's a step-by-step guide:
1. Ensure Compatibility: The Huawei Watch Ultimate is part of the GT-5 series, which is eligible for NFC payments. However, this feature is currently only available when paired with an Android device. iPhone users will have to wait until the first half of 2025 for compatibility[1].
2. Enable NFC: On your Huawei Watch, go to Settings > More Connections > NFC. Ensure that NFC is enabled. This allows your watch to communicate with NFC terminals for payments[2][7].
3. Use the Quicko Wallet App: Huawei's NFC payment solution involves using the Quicko Wallet App, which is provided by a Polish financial service. You cannot directly add your existing credit card to the watch for payments. Instead, you need to create a virtual prepaid Mastercard through Quicko[1].
4. Create a Quicko Account and Virtual Card:
- Download and install the Quicko Wallet App on your paired Android device.
- Create an account within the app.
- Follow the app's instructions to create a virtual prepaid Mastercard.
- You will use your existing credit card to top up this virtual card.
5. Link the Virtual Card to Your Watch:
- Once you have the virtual Mastercard, you can link it to your Huawei Watch through the Quicko Wallet App.
- Ensure that the app is configured to use the virtual card for NFC payments on your watch.
6. Make Payments:
- With NFC enabled and the virtual card linked, you can use your Huawei Watch to make contactless payments at any NFC terminal.
- Simply hold your watch near the payment terminal to complete transactions.
**Important Notes:
- There are no fees for opening a Quicko account or for the virtual credit card itself. However, a 1% fee applies for payments in foreign currencies, which is relatively low compared to typical rates[1].
- Topping up your Quicko account using your credit card might incur additional fees, depending on your bank's policies[1].
This process may seem more complex than direct credit card integration, but it's a workaround due to Huawei's current limitations with Google Pay and other services[1].
Citations:
[1] https://www.galaxus.at/en/page/huawei-smartwatches-will-soon-be-able-to-pay-wirelessly-via-nfc-35073
[2] https://www.youtube.com/watch?v=RnR_rau4_pk
[3] https://www.youtube.com/watch?v=5HpFZV9qY8U
[4] https://www.youtube.com/watch?v=yQYJFtMfDuI
[5] https://xdaforums.com/t/developing-nfc-functionality-on-huawei-watches.4689316/
[6] https://consumer.huawei.com/en/support/content/en-us00694275/
[7] https://www.youtube.com/watch?v=DUrtc-dVako
[8] https://consumer.huawei.com/en/support/content/en-us00409935/